something yg aku nak syere ngan korang...jgn ambik tak endah perkara ini. remeh, tp tetap cari masa untuk buat perkara ini demi anak2 yg kita akan 'tinggalkan'. Jangan anak2 kita sengsara bila kita dah tiada. Mana la tau kan..ajal maut di tangan tuhan, esok lusa siapa yg tahu bila kita akan tiada. Lebih2 lagi bila diorang masih kecil. kalau dah besar panjang, dah branak pinak sendiri, sebelum tutup mata ckp kat anak tu..lu pk la sendiri...hehehe
sila baca artikel ni yer...
If ONE (1) of your Nominees in the EPF Nominees list dies, automatically the whole arrangement (EPF Nominees list) is VOID .. Meaning if, you only put in One (1) name & unfortunately he/she dies before you - automatically EPF will channel your EPF money to trustee of AMANAH RAYA upon your death.
Even though if you have few names in the EPF Nominees list, - the whole arrangement is VOID & none of the individual names left in the EPF Nominees list will get their portion & automatically EPF will channel your EPF money to trustee of AMANAH RAYA upon your death.
Piece of advice - if any of the your Nominees in the EPF Nominees list dies, please do immediately approach the nearest EPF counter & present the Death Certificate of the individual & register your NEW / LATEST Nominee in the EPF Nominees list + NEW / LATEST percentage .
If, you & the other party (maybe spouse) involved in the same misfortune (accident / illness) that caused death to both yourself / spouse please, please, please alert your siblings / relatives / parents to immediately approach the nearest EPF counter & share the information within 3 days to AVOID all EPF money to be surrendered to trustee of AMANAH RAYA .
Upon surrender to trustee of AMANAH RAYA, your children will have to battle the money thru 3 channels;
Majlis Agama
Pejabat Tanah
Mahkamah
The normal period via above 3 channels usually takes 2-3 years (except if you have inside/tip top connection) at Amanah Raya.
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